Offer valid for applications received between 4/1/2024 and 6/30/2024. Subject to credit approval. Some restrictions apply. Equal Opportunity Lender. Automatic payment from a CNB business checking account required. Deposit products – Member FDIC. Refinancing of existing debt with CNB is not eligible for this offer. Offer does not apply to existing customers whose total loan exposure including overdraft and aggregate loan amounts would exceed $750,000 with the new loan request. SBA Guaranteed Loans are excluded. All rates are subject to change. 1) The loan request must be a minimum of $10,000 and is not to exceed $750,000. The 6-month introductory annual percentage rate (APR) of 7.50% is based on Wall Street Journal Prime (Prime) minus 1.00%. Prime is 8.50% as of 7/27/23. After the 6-month introductory rate period has ended, the remaining balance of the term loans will be a fixed rate set at closing of 3-year treasury plus margin based on term and loan amount. The 3-year treasury rate is 4.51% as of 3/18/2024. The variable rate Line of Credit will adjust to the terms of the contract.2) Introductory rate does not apply. The commercial mortgage request must be a minimum of $100,000 and is not to exceed $750,000. The 3-year treasury rate is 4.63% as of 8/18/2023. Commitment fee of 1% Waived for mortgages secured by up to 2 properties. Prepayment premiums apply. At the end of the 5-year term, the mortgage reprices according to the terms of the contract.

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