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You > Financial Planning Strategies

Chosen Retirement Year Portfolios

Knowing when you should adjust your retirement account over time can be a challenging task. Through our ChosenTM Retirement Year Portfolios, you’ll never have to worry about changing your asset allocation because it automatically becomes more conservative over time. Just pick the year you plan to retire, and "glide" to retirement. 

 

 Retirement Arrow

 

Chosen Retirement Year Portfolios are designed to offer a convenient investment for a person expecting to retire around a specific target date.  A target date portfolio pursues a long-term investment strategy by investing in a mix of asset classes (or asset allocation) according to an investment model that becomes more conservative over time.  This investment model is commonly referred to as a portfolio's "glide path".  Research shows that asset allocation has been one of the most important factors in long-term portfolio performance.

Chosen Retirement Year Portfolios Target Retirement Year

Chosen Retirement Year 2060

2060

Chosen Retirement Year 2050

2050

Chosen Retirement Year 2040

2040

Chosen Retirement Year 2030

2030

Chosen Retirement Year 2020

2020

Chosen Retirement Year 2010

2010

Chosen Retirement Income

Into Retirement

 

Contact Us
If you would like additional information, please use the contact us form or if you would like to speak with a Financial Services Professional, please call 585.419.0670.

 

 

Chosen is a trademark of The Canandaigua National Bank and Trust Company. Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc. Investments are not FDIC insured are not deposits or other obligation of or guaranteed by Canandaigua National Bank & Trust or OBS Financial Services, Inc. are subject to investment risk, including possible loss of the principal amount invested. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully.

This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.

Chosen Retirement Portfolios Blue

Chosen is a trademark of The Canandaigua National Bank and Trust Company. Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc. Investments are not FDIC insured are not deposits or other obligation of or guaranteed by Canandaigua National Bank & Trust or OBS Financial Services, Inc. are subject to investment risk, including possible loss of the principal amount invested. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully.

This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.