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CNB Wealth Strategies Group

The best advice comes from people you know and trust.

And no one gets to know you like the Wealth Strategies Group at Canandaigua National Bank & Trust. Our Wealth Strategies Group offers an experienced, non-commissioned, customer-focused staff made up of folks who live, work, and play where you do. They offer valuable education and advice about everything from investments and financial planning to retirement, trusts, and estates—and specialize in building long-term relationships with our customers. In addition, our team approach allows us to care for your total financial health, so you can achieve your goals and live your dream. At CNB Wealth Strategies Group, we realize each client has unique financial goals. We offer the friendly education and advice you need to accumulate, grow, and maintain the wealth necessary to achieve yours.

Our Investment Philosophy

It involves a process of disciplined, personalized investment that is focused on your needs—and is consistent with the conservative principles we’ve employed since 1887. It’s designed to not only grow your assets, but keep them secure over shifting economic cycles.

Local Ownership.

Canandaigua National Bank & Trust has enjoyed a rich heritage in the Finger Lakes Region. Incorporated in 1887, and granted trust powers in 1919, we’ve grown into the Rochester area’s only local, full-service, community-owned financial institution in the region that offers a fuller range of banking services, including personal and commercial banking, trust and investment services, and insurance. Having these resources under one roof allows us to take the team approach to customer service—Personal Banking, Insurance, and Wealth Strategies, working together to benefit our customers.

Throughout our history, CNB has been committed to our community. It’s a commitment backed by our approximately 1,200 shareholders, the overwhelming majority of whom live and work right here in the Rochester area. Each of them has a vested interest not only in CNB, but also in the growth and success of our community as a whole. The same holds true for our trust and investment officers and other employees, evidenced by their many hours of volunteer service for a host of local causes and organizations.

Today, our Financial Services Center, located in Bushnell’s Basin, is home to the CNB Wealth Strategies Group, where we continue a proud tradition of delivering exceptional education and advice in Financial Planning, Retirement Planning, Investment Planning, Trust & Estate Planning, and Insurance Planning for both individual and institutional clients.

Personal Service.

Our many decades of growth and success come as a direct result of our commitment to offering our clients the kind of personalized service that builds long-lasting relationships— ones that in many cases aren’t measured in just years, but in generations. They’re the kind of relationships made possible by a client/officer ratio that’s lower than virtually any other local financial services firm.

Exceptional Resources.

While CNB Wealth Strategies Group is small enough to give you true personal service, we’re also large enough to offer you world-class resources, including state-of-the-art technology, online account review, and even an in-house economist. With more than $1 billion in assets under management, our size and financial strength offer you an important benefit that won’t show up on your monthly statement: peace of mind.

We Pledge to Care for Your Total Financial Health.

At the Wealth Strategies Group, an unparalleled level of personal service is just one way we differ from many larger financial services firms. We want you to consider us your trusted advisor—your financial primary care physician.

That’s because we believe that entrusting your finances to us entitles you to some important promises. We return your calls on the same day. Make an exceptional effort to understand and meet your unique needs. Meet with you regularly to review your financial well-being. And if we ever fail to meet these pledges, we will refund your money.*

You see, our expertise may be in numbers. But it’s our word that’s most important.

Focused on You. And Only You.

At CNB Wealth Strategies Group, we’re confident that our products and services stack up well against those of any other firm. But what really sets us apart is our people, who know how to use the right financial solutions to help you achieve your goals.

With an average tenure of more than 20 years, our 26 officers offer you an unmatched level of experience and expertise. Over those many years, our officers have been able to build the kind of enduring, one-on-one relationships that are crucial in maintaining long-term strategies and meeting long-standing goals.

Just as important, our employees are engaged in continuous professional development and trust, financial planning, and investment education, supplementing their years of experience with current information on the latest financial trends, products, and services.

Of course, your one-on-one relationship with your CNB trust and investment officer is supported by an entire team of professionals. Our in-house investment committee, which includes CNB’s own economist, is involved in ongoing research, guidance, policy making, portfolio allocations, and investment recommendations. And our trust review committee and internal auditors help ensure high-quality standards.

*Pledge of Accountability Fee Refund Rules. You, our Customer, are entitled to have the Annual Fee charged by CNB for management of your CNB Wealth Strategies Group Account returned should Canandaigua National Bank & Trust fail to deliver on the "Pledge of Accountability" requirements as described above. The Annual Fee is defined as the then prevailing fee charged by CNB under the terms of your Account Agreement based on the market value of the assets under management as of March 31 of any given calendar year up to $10,000. Our Pledge of Accountability to you will be effective after you have signed and returned the Pledge to your CNB Relationship Manager. Only individual accounts where CNB Wealth Strategies Group has full discretion qualify. Custody, Self-Directed and IRA Self-Directed accounts are excluded. To be eligible, your Account must be opened for a minimum of 1 year.

 

 

Financial Planning Strategies Orange

WSG Team

*Pledge of Accountability Fee Refund Rules. You, our Customer, are entitled to have the Annual Fee charged by CNB for management of your CNB Wealth Strategies Group Account returned should Canandaigua National Bank & Trust fail to deliver on the "Pledge of Accountability" requirements as described above. The Annual Fee is defined as the then prevailing fee charged by CNB under the terms of your Account Agreement based on the market value of the assets under management as of March 31 of any given calendar year up to $10,000. Our Pledge of Accountability to you will be effective after you have signed and returned the Pledge to your CNB Relationship Manager. Only individual accounts where CNB Wealth Strategies Group has full discretion qualify. Custody, Self-Directed and IRA Self-Directed accounts are excluded. To be eligible, your Account must be opened for a minimum of 1 year.