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Your Bank > Education and Advice > CNB University

Investment Planning for Retirees and Those Approaching Retirement

A Leszyk
Adam  Leszyk, CFP® is Vice President - Investment Officer and Financial Planning Officer and can be reached at ALeszyk@CNBank.com or 585-419-0670 x50682.

We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, March 25th at 8pm.

Ask the Experts is CNB’s financial forum for education and advice as local experts answer your questions on financial topics that interest you. The experts of the last call included Michael Reed, CFA, Senior Vice President and Investment Services Manager, and Adam Leszyk, CFP®, Assistant Vice President, Financial Planning Officer and Investment Officer as they discussed investment strategies best suited for retirees and soon-to-be retirees.


Understand your financial needs and what you want out of your retirement, and we can help develop a plan to meet your goals.

Highlights From the Show

 

Audio Clip

 

How retirement plans have changed over the years.

 
 

Why do I need to stay invested after I retire?

 
 

Will Social Security be there when I retire?

 
 

How delaying your Social Security benefit can result in more income.

 
 

Have many retirement plans from former employers?
To Rollover or Not to Rollover…

 
 

Caller Question: What are the benefits of making a contribution before April 15th, Roth IRAs, and are target date retirement investment funds helpful for investors?

 
 

When should I start saving for retirement?

 
 

How should I invest my retirement assets?

 
 

Understand your financial needs and what you want out of your retirement, and we can help develop a plan to meet your goals.

 
 

Ways we take the emotion out of retirement investing.

 
 

The importance of knowing how to adjust your spending in retirement based on market conditions.

 
 

What you should bring to CNB in order for us to help you prepare a retirement strategy that can help you reach your goals.

 
 

You can also listen to the broadcast in its entirety here:

 
 

For questions, feel free to Ask a Planner or learn more about our Wealth Strategies Group.

This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.

Tax information presented is not to be considered as tax advice and cannot be used for the purpose of avoiding tax penalties. Neither Canandaigua National Bank & Trust nor its affiliated Companies provide tax, legal, or accounting advice. Please consult your personal tax advisor, attorney, or accountant for advice on these matters.