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Your Business > Deposit Services

CNBusiness ChoiceSM Optimum

CNBusiness ChoiceSM Optimum Checking has additional features for larger businesses.

CNBusiness ChoiceSM Optimum Checking:
  • Free payroll account
  • Free ACH origination
  • Automatic sweep of cash from checking to savings
  • Automatic transfers from savings to checking to cover checks presented for payment
  • No monthly maintenance fee with minimum balance
  • 24-hour access to CNB's Online Banking for Business
  • Cancelled check images
  • Can be linked to Business Line of Credit

It's fast, easy and secure.

Open Online v2

CNBusiness ChoiceSM Optimum Checking Specific Account Terms
Best for midsize businesses that have a higher account balance and more monthly transactions
No monthly fee if
$45,000 minimum daily collected checking balance
Free Online Banking for Business (OLBB)
Online Banking for Business plus ACH
Link to Business Line of Credit*
Auto Transfer Included
Business ChexMate* Line of Credit transfer fee
Auto Transfer Included
Business ChexMate* annual fee
Fee per item deposited – transit (non-CNB checks)
$0.08 per item after
Canceled check images available
No monthly fee Savings account
Choice Sweep feature linked to Savings
Optional free payroll account
Debit MasterCard BusinessCard®
Check Writing
Free and Unlimited
WorkPlace Banking (WPB)
$10,000 reduction on average daily collected balance with a minimum of 10 enrolled employees in WPB
Monthly and Quarterly CD Statements Available
$4.00 monthly or $5.00 quarterly
e-Statement option
$2 reduction in monthly service fee
Monthly service fees (if minimum balance is not maintained)
Small Business and Commercial Credit Card (Subject to 3rd party credit approval)

* Subject to credit approval.