Choosing an Investment Management Manager

The same care should go into hiring an investment manager as an attorney or accountant. It requires some homework on your part.

Some things to consider include training, experience, availability, flexibility, and commitment. Let's take a closer look at these qualities.

Training

With our organization, the investment advisor's training is ongoing. We train our advisors to constantly oversee portfolios using the latest research and technology to find the investments that match your individual situation.

Experience

We know what it takes to successfully manage a client's money. We've been there before and know what works and what doesn't. However, that doesn't mean we take a cookie cutter approach to investments. We know that everyone's individual situation is different. So we analyze your goals, your needs, your present situation, and your potential future situation. We then map out an investment plan and timetable that is appropriate for you and your family.

Availability

It's annoying to talk to a different person each time you call. And when you're ready to invest, you don't want to be put on hold. You want someone who knows you and your financial situation and can answer your questions and follow your instructions in a timely manner. We will assign one of our knowledgeable professionals to work with you and through him or her, you will have access to all of considerable resources.

Flexibility

No matter how simple or complicated your portfolio is, our professionals can help. If you don't have time to constantly monitor your investments, we have an investment management account that allows us to provide you with full-time supervision of your assets. If, on the other hand, you want to do your own research and make your own investment decisions, we can provide you with custodial services. These will help you with administrative details and reduces the paperwork of investing. If you are somewhere in the middle, you may choose an investment advisory account where we give you advice and handle the paperwork and you make the final buy and sell decisions.

Commitment

Many investment advisors make their money based on the number and size of investment trades you make. Our fee is based on the amount of assets you hold with us. So, if your assets increase in value, we both benefit. We are committed to your success.

We also offer investment management services through our trust services. This can be useful if you have financial objectives that cannot be met by our investment services alone. For example, you can use various trusts for the long-range management of your assets for your family in the event you should die or become disabled. Please call us if you need more information about the investment services we offer. And when you choose an investment manager, keep CNB in mind.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~-

For further information please contact, James Exton, VP, Investment Officer, (585)419-0670 ext. 50610 or email jexton@cnbank.com.