Certificate of Deposit

To open an account or learn more, you can call us at (585) 394-4260 or visit one of CNB's branch offices.

Or, you can

Short-Term CD Special 20-Month

	APY*	Minimum
With Optimum Checking Account	1.89%	$500
With Advantage Checking Account	1.74%	$500
Other/No Checking Account	1.64%	$500

Long-Term CD Special 33-Month

	APY*	Minimum
With Optimum Checking Account	2.29%	$500
With Advantage Checking Account	2.14%	$500
Other/No Checking Account	2.04%	$500

Rates are good through December 8, 2009 CD rates, (800) 724-2621 or (585) 394-4260

*Annual Percentage Yield (APY) offered to accounts opened through December 8, 2009. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.

Additional Account Information & Terms

TrustReporter
401(k)/403(b)
Online Brokerage
Travel Benefits