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You > Checking


As the community's local bank, we're sensitive to the need for a low-cost checking alternative.  We've created the Traditional plan with you in mind.  With this plan, you'll have unlimited check writing privileges and the ability to bank the way you want, be it at your community bank office, by ATM, Web, or phone.

You'll benefit from this plan if you:
  • prefer unlimited check writing
  • enjoy banking in person at your community bank office
  • like to receive your canceled check images monthly
  • wish to have 24-hour access to your account via phone, Web, or any ATM worldwide 

It's fast, easy and secure.

To view more Traditional Checking benefits - click here.  

What you get with Traditional Checking from CNB
Feature Description
Maintenance Fees
With Average Daily Balance of $500 or Customers 55 years and older or 21 years and younger: $0
With Check Image Safekeeping: $6
With Check Images Returned: $8
Automatic Teller Machine (ATM) Access Use of CNB ATMs is free.
ATM Locations  
Loan Discount     Consumer Loan discount .25% with electronic payment from CNB Checking Account. **
Online Banking & CNBanker™ Voice     No fee 24-hour access.
Mobile Banking No fee.
CNB Mobile Banking & App Details
CNBillPay® Pay your bills online with no monthly service or transaction fees.
CNBillPay® Details
CNBudget Central Stay in control of your finances with this free personal financial management tool.
CNBudget Central Details
ATM or MasterMoney™ Debit Card Free ATM or debit card (subject to approval).
ATM/Debit Card Details  
Overdraft Protection A ChexMate Overdraft Protection line of credit is available with this account.
ChexMate Overdraft Details*
Check Orders Cost for check printing varies depending on the style of check ordered.
Check Imaging Free images of the front and back of all checks cleared available within Online Banking

As the region's only local, full-service, community-owned financial institution in Rochester, NY, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.

Additional Account Information & Terms

*Subject to credit approval.

**Loan discounts limited to 1 discount per loan.