No one plans on becoming chronically ill. We just don't think about it. But should the unlikely event happen, you can be prepared with Long Term Care Insurance from CNB Insurance Agency. From home care to assisted living to nursing home care, this insurance if designed properly, can pay for your care whatever your needs or wishes. Plans cover skilled home care, custodial care and homemaker services so that you can stay at home for as long as possible. And as a special bonus with some insurance policies, there is a 20% NYS tax credit on the premiums! It's not just an insurance plan. It's peace of mind.
Medicare and Medicaid
Don't be under the misconception that these Federal and State programs will take care of all your long-term care needs.
Special Department of Health program designed to assist New York residents in planning for the costs of long-term care.
If you would like more information on Long Term Care planning, please complete the contact us form, or if you would like to speak to a CNB Representative, please call 585.394.4260 ext. 0.