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You > Loans

Loans

What makes CNB lending different?  Whether you are applying for a loan online or in a branch - your loan will be processed and decisioned locally. We offer competitive interest rates for auto new/used, home improvement, home equity and personal loans. 

CNB Loan Solutions:
  • Home Equity - Put the equity in your home to use with one of our home equity solutions.
  • First Home ClubSM - Program to assist in earning a grant toward down payment of a first home purchase.
  • ChexMate - Overdraft protection for your checking account.
  • Personal Credit Cards - Choose from a Rewards, Platinum or Secured card.
  • Auto and Recreational Vehicle Loans - Flexible loan amounts and terms, fixed interest rates.
  • Personal/Debt Consolidation - Pay off your debt and reduce your monthly payments.
  • Home Improvement - Convenient financing for all of your home renovations.
 

Approved     
Local Decision Making
Local Loan Processing.

We make our loan decisions locally and are able to work quickly to meet your needs. We offer an online application that is fast, easy, and secure - apply anytime!

Apply Online

Bank Manager
   
Exceptional Customer Service
Seasoned Professionals.

Our experienced bank office representatives are available to assist you in applying for any of our loan products. They can guide you in the right direction and get you the right loan.

Find a Local Bank Office

relationships
   
We Reward Relationships
Loan Discounts with Checking Account Relationship.

CNB wants to bring the most benefit to our customers and their relationship with us.  Receive a consumer loan discount when you establish auto-payment from your CNB Checking Account.

Learn More

Discover the CNB difference.   
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 

 

At Canandaigua National Bank & Trust, all lending decisions are made locally. This allows us the opportunity to personally interact with you, and better understand your needs.

CNB Loan Solutions:
  • Home Equity - Put the equity in your home to use with one of our home equity solutions.
  • First Home ClubSM - Program to assist in earning a grant toward down payment of a first home purchase.
  • ChexMate - Overdraft protection for your checking account.
  • Personal Credit Cards - Choose from a Rewards, Platinum or Secured card.
  • Auto and Recreational Vehicle Loans - Flexible loan amounts and terms, fixed interest rates.
  • Personal/Debt Consolidation - Pay off your debt and reduce your monthly payments.
  • Home Improvement - Convenient financing for all of your home renovations.
 

Approved

Local Decision Making
Local Loan Processing.

We make our loan decisions locally and are able to work quickly to meet your needs. We offer an online application that is fast, easy, and secure - apply anytime!



Apply Online

Bank Manager

Exceptional Customer Service
Seasoned Professionals.

Our experienced bank office representatives are available to assist you in applying for any of our loan products. They can guide you in the right direction and get you the right loan.



Find a Local Bank Office

relationships

We Reward Relationships
Loan Discounts with Checking Account Relationship.

CNB wants to bring the most benefit to our customers and their relationship with us.  Receive a consumer loan discount when you establish auto-payment from your CNB Checking Account.



Learn More

Why bank with CNB?
As the region's only local, full-service, community-owned financial institution in the Greater Rochester region, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support.