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You > Savings

Compare Money Market Accounts

 Features Money Market

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 Optimum Money Market

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No monthly maintenance fee with  average daily balance of $1,000 maintain an Optimum Checking Account
Monthly Maintenance Fee $10.00 $0
Rate Information
The interest rates and APYs are based on the following tiers:
$0.00 - $999.99: No interest earned 
$1,000.00 - $2,499.99: Tier I Interest
$2,500.00+: Tier II Interest 
If your daily balance is more than $999.99, you will receive interest on the entire balance in your account.
The interest rates and APYs are based on the following tiers:
$0.00 - $2,499.99: No interest earned
$2,500.00 - $24,999.99: Tier I Interest
$25,000.00 - $49,999.99: Tier II Interest
$50,000.00 - $74,999.99: Tier III Interest
$75,000.00 - $99,999.99: Tier IV Interest
$100,000.00 - $149,999.99: Tier V Interest
$150,000.00 - $199,999.99: Tier VI Interest
$200,000.00 - $249,999.99: Tier VII Interest
$250,000.00 - $499,999.99: Tier VIII Interest
$500,000.00 - $749,999.99: Tier IX Interest
$750,000.00 - $999,999.99: Tier X Interest
$1,000,000.00 - $999,999,999.99: Tier XI Interest
If your daily balance is more than $2,500, you will receive interest on the entire balance in your account.
Compounding & Crediting Interest will be compounded and credited monthly based on your account's original statement cycle date. Interest will be compounded and credited monthly based on your account's original statement cycle date.
Transaction Limit Per Month
Effective 11/1/2018
6 Limited Type Transactions* 6 Limited Type Transactions*

* Limited-type transactions are transfers or withdrawals from savings or money market accounts that are conducted in mobile banking, online banking, voice banking, text banking, by phone or any other electronic communication (chat, email, etc.). Also included are those that are pre-authorized, recurring or one time via funds transfer, ACH, check (electronic or paper), debit card or wire transfer (domestic or international). Examples of preauthorized payments: gas, electric, television services, phone, subscriptions, Thruway, etc.

 Features Money Market

open online
 Optimum Money Market

open online
No monthly maintenance fee with  minimum average daily balance of $1,000 maintain an Optimum Checking Account
Monthly Maintenance Fee $10, if minimum balance is not met $0
Rate Information
The interest rates and APYs are based on the following tiers:
$0.00 - $999.99: No interest earned 
$1,000.00 - $2,499.99: Tier I Interest
$2,500.00+: Tier II Interest 
If your daily balance is more than $999.99, you will receive interest on the entire balance in your account.
The interest rates and APYs are based on the following tiers:
$0.00 - $2,499.99: No interest earned
$2,500.00 - $24,999.99: Tier I Interest
$25,000.00 - $49,999.99: Tier II Interest
$50,000.00 - $74,999.99: Tier III Interest
$75,000.00 - $99,999.99: Tier IV Interest
$100,000.00 - $149,999.99: Tier V Interest
$150,000.00 - $199,999.99: Tier VI Interest
$200,000.00 - $249,999.99: Tier VII Interest
$250,000.00 - $499,999.99: Tier VIII Interest
$500,000.00 - $749,999.99: Tier IX Interest
$750,000.00 - $999,999.99: Tier X Interest
$1,000,000.00 - $999,999,999.99: Tier XI Interest
If your daily balance is more than $2,500, you will receive interest on the entire balance in your account.
Compounding & Crediting Interest will be compounded and credited monthly to your account on your statement date. Interest will be compounded and credited monthly to your account on your statement date.
Transaction Limit Per Month
Effective 11/1/2018
6 Limited Type Transactions* 6 Limited Type Transactions*

* Limited-type transactions are transfers or withdrawals from savings or money market accounts that are conducted in mobile banking, online banking, voice banking, text banking, by phone or any other electronic communication (chat, email, etc.). Also included are those that are pre-authorized, recurring or one time via funds transfer, ACH, check (electronic or paper), debit card or wire transfer (domestic or international). Examples of preauthorized payments: gas, electric, television services, phone, subscriptions, Thruway, etc.

Additional Account Information & Terms