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You > Savings

Savings Bonds

Savings Bonds:
  • Available from the U.S. Department of the Treasury

Series EE Patriot Bond

  • Accrual-type security (interest is paid when the bond is cashed)
  • Interest is added monthly and compounded semi-annually
  • Sold at 50% of the face value of bond
  • Earns interest for up to 30 years

Series I Bond

  • Accrual-type of security (interest is paid when the bond is cashed)
  • Earnings are inflation-indexed. The earnings rate is calculated as a combination of a fixed rate of return and a semiannual inflation rate based on CPI-U
  • Interest is generally added monthly and compounded semiannually
  • Sold at face value
  • Earns interest for up to 30 years

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