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You > Savings

Health Savings Account

CNB and leading provider, HSA Bank, have teamed up to bring HSAs to our consumers. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan – allowing you to contribute funds on a pre-tax or tax-deductible basis, which you may use for eligible medical expenses.

Why open an HSA with CNB:
  • Make deposits and withdrawals at any of our convenient CNB Bank Offices.
  • Gain the exceptional customer service expected of CNB, with the experience of HSA Bank.
  • Utilize HSA Bank's online account management services made available to you.
 

Tax Deductible

Contributions are Tax-Deductible
If contributed to HSA account through a payroll deduction - they are pretax.

Tax Free Interest

Tax-Free Interest
The interest earned on the HSA account is all tax-free and the owner can make tax-free withdrawals for qualified medical expenses.

 
Online Enrollment

Dedicated Call Center
Exclusive to CNB customers is a dedicated HSA Call Center - (877) 247-1332.

Enroll by Phone

Enroll Online or by Phone
Online enrollment is quick and easy or enroll by phone by calling (866) 357-5235, Monday - Friday 8am-8pm, ET.

 


Discover the CNB difference. 
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 



 

CNB and leading provider, HSA Bank, have teamed up to bring HSAs to our consumers. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan – allowing you to contribute funds on a pre-tax or tax-deductible basis, which you may use for eligible medical expenses.

Why open an HSA with CNB:
  • Make deposits and withdrawals at any of our convenient CNB Bank Offices.
  • Gain the exceptional customer service expected of CNB, with the experience of HSA Bank.
  • Utilize HSA Bank's online account management services made available to you.
 

Tax Deductible

Contributions are Tax-Deductible
If contributed to HSA account through a payroll deduction - they are pretax.

Tax Free Interest

Tax-Free Interest
The interest earned on the HSA account is all tax-free and the owner can make tax-free withdrawals for qualified medical expenses.

Online Enrollment

Dedicated Call Center
Exclusive to CNB customers is a dedicated HSA Call Center - (877) 247-1332.

Enroll by Phone

Enroll Online or by Phone
Online enrollment is quick and easy or enroll by phone by calling (866) 357-5235, Monday - Friday 8am-8pm, ET.



Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.